Cash emergencies might arise any time. What one requires is a reliable source of instant cash to save the situation. 



For this purpose today am going to reveal to Kenyans the most reliable Fastest and instant loans to apply for emergency in Kenya. 

Top 9 Instant Loan Apps in Kenya 2024

  1. Hustler Fund
  2. Fuliza Mpesa
  3. Boostika na Equity
  4. Mshwari Loans
  5. ATM salary advance (Family Bank)
  6. KCB Mpesa
  7. Faraja
  8. Tala mobile loans
  9. Brank Loan App (bank)

Hustler Fund

Government of Kenya Mobile phone quick loans open to all Kenyans above 18 years with National IDs and active Mobile Money wallet accounts. 
To apply Dial *254# follow prompts to register and apply. One can also apply via min app in the mpesa app. 

Fuliza Mpesa

This is a Safaricom Mpesa overdraft that allows it's customers to make transactions even with insufficient funds in their accounts. To register dial*234# follow prompts and register,get limit and use the limit to transactions. 

Boostika na Equity

Boostika na Equity is also an overdraft facility available to Equity Bank customers that allows customers to make transactions with insufficient funds in their accounts. 

Family Bank ATM salary advance

This is a special advance that can be accessed directly at the ATM booth. Provided the customer have a credit limit they can access loans from the ATM with their cards. 

KCB Mpesa

This is a loan facility provided by Safaricom Mpesa in partinership with KCB Bank.

Faraja Loan

This is a business loan available to Safaricom Mpesa customers via mpesa app or USSD code*799#. Check it here


Tala mobile Loan App

This is the pioneer loan app in Kenya. It's the first loan app to offer mobile phone loans in Kenya. To apply Download the app from Google playstore register and apply. 

Branch Loan App

Branch loan app is second after Tala. The app is now a Bank. Branch offer quick loans via mpesa in less than a minute. Check it here 

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