Specta is a legitimate online lender available in Nigeria that offer affordable loans to Nigerians without any collateral or paperwork. 






Specta helps individuals to access loans up to NGN 5Million at low interest rates of between 25.5% to 28.5% per annum with longer repayment period between 1 to 12 months. 

To apply for the loans, Visit Specta loans website to register and apply online. 

Repay your loans on time to increase your chances of getting bigger loan limits for the subsequent loans. 

How To Contact Specta loans Nigeria Customer Care

Contact Specta loans Customer Care Nigeria through: 

Call : 01 - 7004271

Email:specta@sterling-ng




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