Watu Simu: image courtesy:Watu

Watu is an Asset acquiring Fintech company in Africa that enables the unbanked to get essential items on loan such as Boda Boda bikes, Tuk tuk ,phones etc. 





Watu recently introduced the Watu Simu Phones,where people can get phones and pay later. 

Types of Smartphones available at Watu Simu 

The following phones are available for financing through Watu Simu:

  • Samsung Galaxy A03 Core
  • Samsung Galaxy A03
  • Samsung Galaxy A13
  • Samsung Galaxy A23
  • Samsung Galaxy A33

Watu Simu Phones prices deposit and weekly payment prices 

Samsung Galaxy A03 Core

Deposit -kes 3000

Weekly payment -kes 320 

Samsung Galaxy A03

Deposit -kes 3000 

Weekly payment -kes 407

Samsung Galaxy A13 

Deposit -kes 5000

Weekly payment -kes 595

Samsung Galaxy A23 

Deposit -kes 7000

Weekly payment -kes 671 

Samsung Galaxy A33 

Deposit -kes 9500 

Weekly payment -kes 1108 


How To Check Remaining Balances For Watu Simu

You can check your loan balance via USSD code*876# or Call helpcentre: 0800 202 777




Requirements To Obtain Watu Simu Phones

To qualify for phone financing, you need to have the following:

  • An original National ID 
  • No active loans with Watu
  • Be at least 18 years old
  • An active mobile money transaction line
  • Next of kin contact details (the contact must be available/online for verification)

  • A minimum down payment amount for the selected device.                                                                                                      Step by step Procedure on how To Obtain Watu Simu on loan:

  • Visit any store where Watu Simu is available.
  • Select any Samsung Galaxy smartphone supported by Watu.
  • Get a pre-approval on your application.
  • Make your down payment.
  • Wait for the verification process to be completed (5-10 minutes).

  • Once verified, the phone is activated, and you can leave with your new device!                                                                                                                            How To unlock your Watu simu or How To Repay For Watu Simu Phones.      
  • Repay your Watu Simu Phones on Loan through paybill number: 650880  and enter your ID Number as the account number for it to be unlocked if locked .

  •   How To Contact Watu Simu Phones Customer Care.                                                                         
  • Contact Watu Simu Phones Customer Care through: +254 790000999 or Toll-free 0800 202 777  

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