Its mandatory for every student in Kenya to take personal accident insurance cover before being accepted for attachments or internships.
Students and parents in Kenya find it so difficult to get insurance companies that offer students personal accident covers in Kenya.
Its for this reason that unilada Kenya did a research and came up with the Top 5 Cheap & best Student personal accident insurance covers in Kenya as follows:

1. Amaco Student Personal Accident Cover

Cheap & best student personal accident cover kenya

The Amaco Student Personal Accident Cover is one of the best student accident insurance cover in Kenya from African Merchant Assurance Co. Ltd (AMACO).

The insurance covers the student incase of death , permanent, disability and medical expenses arising from an accident during internships at the place of work and in the learning institutions during the specified cover period.

To contact AMACO for more information on the student cover one can use the following:

Office located at NEXTGEN Mall ,4th floor, Mombasa Road.
Tel: +254 020 220 4000
Cell: +254 726 312 121/738 312 121

2. KCB Student Personal Accident Cover

This cover is designed for learning institutions as well as individual students especially students who require personal accident cover when proceeding to attachments or internships.
The policy has got affordable premiums friendly to parent's pockets.
The policy mainly provides compensation for death ,permanent disability, medical expenses and funeral expenses as a result of involvement of the insured student in an accident.

For more information one can contact the KCB insurance customer desk;
Tel:+254 020 228 7000
Cell +254 711 087 000/ 732 187 000
SMS : 22522

3. AIG Student Personal Accident Insurance Cover

AIG is a world leading provider of insurance and financial services with its branches allover the world.
The AIG Student Personal Accident Insurance cover is well designed for primary, secondary and university students to cover the risk of financial consequences resulting from accidents.


  • It brings peace of mind for parents and learning institutions owners.
  • There is a financial compensation in case of an accident
  • Learning institutions can use this policy to attract new and existing students.
For more information one can contact AIG Kenya as follows;
Head office
Located at Eden square complex ,Chiromo Road, Westlands
P.O.Box 49460 - 00100 Nairobi
Tel+254 020 367 6000/020 375 1800
Cell:+254 723 600 500 / 723 600 400 

4. Britam Students Personal Accident Cover

This is an insurance policy available for students on attachments or internships in the course of their learning period.

Britam provides monetary payments in an event of accident to the insured student.
The policy provides compensation for death, total disability, medical expenses and funeral expenses.

For more information one can contact Britam with the following:
Tel+ 254 020 283 3000
Cell+254 703 094 000

5. Students Personal Accident Insurance Cover from HF Group

Cheap and best personal student insurance cover from HF group

This is a student insurance cover specifically designed for students to cover financial compensation in case of an accident.

The policy covers students in active education and students in attachments or internships. Education institutions can take this policy to cover their students in case of accidents.

For more information one can contact the HF Group:

Head office
Located at Rehani House, Kenyatta Avenue, Koinange street.
Tel+254 020 326 2000
Cell+254 709 438 000
Call centre +254 020 326 2888/+254 709 438 888
Toll free no 0800 721 400

N/B As per Unilada Kenya research we have these as the leading at the moment but readers are always welcome to give other best options I have left out.


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