Airpesa is a relatively new mobile loan app in Kenya that provides users with quick access to loans. It allows individuals to apply for loans via their smartphones, with the loan amount directly credited to their mobile money accounts, such as M-Pesa.

Airpesa logo.

 Key Features of Airpesa Loan App:

- Loan Amounts: Airpesa offers loan amounts ranging from Kes 1000 small sums to larger amounts Kes 120,000, depending on the user's creditworthiness and history.

-Repayment Period: The repayment terms can vary but typically range between short to medium durations. The app loan payment duration is between 3 to 6 months. 

- Application Process: The app uses data from the user's phone, such as SMS, call logs, and M-Pesa usage, to assess creditworthiness. The application process is designed to be straightforward, with minimal paperwork.

- Interest Rates: The interest rates for loans can vary and are generally competitive with other mobile loan apps in the Interest Rates at 36% to 72% APR per year. 

- User Requirements: To qualify for a loan, users typically need to have a valid national ID, an active mobile number, and a good credit history with consistent mobile money transactions.

Airpesa Loan App Reviews and comments 

Airpesa Loan App has got some excellent ratings on Google playstore as well as positive comments. 

The app has got a rating of 4.8* out of 5* with a lot of positive comments. 

How To Apply For Airpesa Loans

To apply Download Airpesa Loan App from Google playstore. 

Register using your personal details including phone number and ID card number 

Create an account and password 

Check credit limit and Request for a loan

How To Contact Airpesa Loan App Customer Care 

Contact Airpesa Loan App Customer Care through:

Pros and Cons of Airpesa Loan App 


- Convenience: Users can apply for loans anytime and anywhere using their smartphones.

- Speed: Loan approval and disbursement are typically quick, providing immediate financial assistance.

- Accessibility: Airpesa is accessible to a wide range of users, including those who may not qualify for traditional bank loans.


- Data Privacy: Like many loan apps, Airpesa requires access to personal data, which raises privacy concerns for some users.

- Interest Rates: Depending on the loan terms, interest rates can be high, making it important for users to understand the total cost of the loan.

In conclusion, Airpesa is part of a broader trend in Kenya where mobile loan apps are increasingly popular due to their convenience and accessibility. This is a genuine loan app according to the Reviews above.


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