Are you looking for quick loans in Kenya , where you can apply for a loan and receive it in less than 5 minutes? Don't worry you have landed on the right post. On this post am going to briefly highlight 10.








 Genuine lenders in Kenya that can give loans in less than 5 minutes as follows: 



1) Mshwari loans 

Mshwari loan are provided by Safaricom MPESA in collaboration with NCBA bank. Safaricom MPESA subscribers can access Mshwari loans on their phones within minutes on application. The more you save with Mshwari the higher your loan limit. For less than 5 minutes the loan will be in your account.

2) KCB VOOMA Loans

Kenyans can now access loans via the new KCB VOOMA app. To register, download the app or dial *844# to register and enjoy KCB VOOMA services.

Apply vooma loans and receive it in less than 5 minutes.

3) PesaPap Loans 

Kenyans can now apply for unsecured loans from Family Bank through the PesaPap app. Download the app or dial *325# to register. You don't have to be a Family bank account holder to access PesaPap loans. Apply and receive your loan in less than 5 minutes.

4) Credit Hela app loans

This is a new loan app that is much reliable for Kenyans quick loans. To access Credit Hela loan download the app from Google playstore register and apply for the loans 

5) Fuliza MPESA 

This is an overdraft facility available to MPESA subscribers. With Fuliza MPESA ,subscribers can settle their bills or send funds even if they have insufficient funds in their MPESA accounts. To register dial *234# ,Select 0 (zero) Fuliza MPESA and follow the rest of the simple prompts to register.

6) Timiza app loans 

Through the Absa bank Kenya Timiza app, Kenyans can borrow loans and receive in minutes. Download the app from Google and Appstore and visit any Absa bank branch and register.

7) Equity Bank Equitel Eazzy loans

Through the Equity Bank Equitel lines ,customers can borrow loans depending on their limits. The more transactions you do with your bank account the higher the limit.

8) Hela Pesa app loan 

Hela Pesa app is a unique loan app that is specifically designed for Civil Servants and parastatals staff in Kenya. Are you a Civil Servant in Kenya looking for emergency loan ,then this is the app to download.


9)MFanisi loans 

Mfanisi loans are given by Airtel Kenya in collaboration with Maisha Microfinance Bank.

To Activate/  Register for Mfanisi loans:

On your Airtel line dial*222#  

Reply with 7Loans and savings

Reply with 1.Mfanisi

Reply with 1.Accept terms 

Enter your ID Number

Finish the registration with your Airtel money pin 


You will receive a message about your registration for Mfanisi loans.

In case of any difficulties one can contact Mfanisi loans customer care through: +254 709 567 000 


10) Kopa Cash Loan 

This is a loan available at Airtel Kenya in collaboration with Jumo.

To Activate/Register/ Apply 

On your Airtel line dial *222# 

Reply with 7.Loans and Savings

Reply with 2.KopaCash 

Enter your Airtel money pin 

Accept terms

Wait for response from Kopa cash for loan approval.

How To Contact Kopa Cash Customer Care 

In case of any difficulties you can contact Kopacash loan customer care via : 1522



N/B. 

Disclaimer: The information we provides on this website is obtained from publicly available resources and is intended for informational or educational purposes only. Unilada Kenya  strives to keep the information on their website up to date and does not warranty that all the information will be as the financial institutions updated or changed information at all times. Unilada Kenya  does not own any of the information provided by or obtained from third party financial institutions. Take note that the institutions presented on this website may vary their terms at any time or may offer you terms different to what you have seen on this website due to their own analysis of your individual circumstances or change of terms and you are encouraged to review the specific financial institution’s terms and conditions when obtaining their services or products. Unilada Kenya is not a financial institution, insurance provider or financial adviser and is not liable for any decisions any individual makes based on the information provided on the website.  







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