Faraja is a new Safaricom Mpesa Credit facility available to Mpesa Customers at a point of Sale Where the Customers can buy goods and services and pay later.








To register for Faraja mpesa credit, dial *799# and select Opt in.

How can I improve my Faraja credit limit? This is a question many Faraja mpesa loan users often ask. Today am going to give you some quick tricks to use for your Faraja limit to increase. 

These are the tricks to use:

  • Increase usage of MPESA services send and receive or Paybills using MPESA
  • Increase your activities on your MPESA like buying airtime using MPESA as well as moving money in and out of your account.
  • Settle previous loans earlier before deadline
  • Do not leave any other loans unsettled.
Conditions That May Result To Your  Faraja MPESA Credit Limits being (0) Zero: 
  • Your repayment capability
  • Your working status
  • Giving wrong information during registration
  • CRB ratings
  • Bad loan history from other lenders




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