Image Credit: Safaricom PLC

Halal Pesa Facility is the first Shariah law compliant digital financing product to be made available in Kenya by Safaricom Mpesa in partnership with Gulf African Bank ltd. Halal Pesa gives Zero-interest loan facility starting from kes 1000 with a repayment period of one month.

How To Opt in / Register/ Activate Halal pesa on app or ussd code

Halal pesa facility can be accessed through MPESA app as a mini app or through Halal pesa USSD code *347# or *334# 

  • Dial *347# 
  • Select Register
  • Accept the Terms and Conditions
  • Enter your MPESA PIN and send 
  • You will receive a successful welcoming message upon approval.

How To Check Halal Pesa facility limit

Upon successfully Halal pesa facility activation you can check your facility limit as follows: 
  • Dial *334# or *347# 
  • Select Halal pesa Limit
  • Enter your MPESA PIN and send 
  • You will immediately receive a message : Your Halal pesa limit is kes XXXX.You can now apply.

How To Apply for Halal Pesa Facility

After checking your halal pesa limit  you can now apply as follows: 
  • Dial *347# or *334# 
  • Select Apply facility
  • Enter amount
  • Enter your MPESA PIN and send 
  • You will receive a message immediately about the application status and apon approval money will be deposited into your MPESA account.

How To Check your Halal Pesa Facility Balance

This is how to check your Halal pesa facility balance on your phone:
  • Dial*347# 
  • Select Facility Balance 
  • Enter your MPESA PIN and send 
  • You will receive your Halal pesa facility balance and its due date immediately.

How To Repay Halal Pesa facility

Halal pesa is a 30 days facility and on or before due date customers can repay as follows: 
  • Dial*347# 
  • Select Pay facility
  • Select option to pay in full or partial
  • For full pay ,Enter MPESA PIN and send 
  • For partial payment , Enter amount followed by MPESA PIN and confirm to pay.
  • You will receive a message about the payment immediately.

How To opt out of Halal pesa facility

A customer can opt out of Halal pesa facility only if they don't have any outstanding balances. This is how to opt out of Halal pesa facility:
  • Dial *347# 
  • Select Opt out
  • Enter your MPESA PIN and send 
  • You will receive a message immediately you are verified.


How To Contact Halal Pesa facility Customer Care

One can contact Halal pesa loan facility customer service in case of any difficulties through: 
Safaricom: 100 or 200
Gulf African Bank ltd : +254 20 2740000/ 711075000







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