AfyaCredit is a loan app by Pharma access Kenya that gives loans to Kenyans towards the payment of medical bills or NHIF premiums. The service is also available to NHIF members whereby the loan approved is paid directly to the preferred hospital.

The app offer loan starting from kes 2500 with an interest rate of 7% per month and payments are made  after 90 days.

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AfyaCredit USSD Registration

To register with USSD code ,dial *296#

Follow the prompts register and set a login pin.

You can now apply for a loan for Treatment or for NHIF premiums

Dial*296# follow the prompts to receive the loan.

How To Repay AfyaCredit Loan 

AfyaCredit loans can be paid via MPESA Paybill: 788202 as follows: 

Open MPESA menu 

Select lipa na MPESA


Select Enter Business Number ( Enter 788202) 

Select Enter Account Number ( Enter your ID number)

Enter amount to repay 

Enter MPESA pin confirm and send 

You will receive confirmation messages from both MPESA and AfyaCredit about the transaction.

How To Contact AfyaCredit Customer Care 

Contact AfyaCredit app through: 

Toll free: 0800 720719


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