Branch offers loans from Ksh 250 to Ksh 70,000. Loan terms range from 4 – 52 weeks. Interest ranges from 17% – 35% with an equivalent monthly interest of 1.7% – 17.6% and APR of 22% – 229%, depending on your loan option. There are no late or rollover fees and no collateral necessary. Interest rates are determined by a number of factors, including your repayment history and the cost of lending for Branch. Standard SMS and data charges by your mobile carrier may apply.
You can download the app from Google play store through this link.

How To Apply For Branch App Loans 

After you have downloaded the app as described in the last section, here is how you can apply and get a loan from the branch loan app:
Open the app and select “Apply” from the branch loan app screen. There are a few questions that you must answer, including your name, phone number, and Safaricom line registered to Mpesa.
Branch will cross-reference this information with what is in their system before they approve or deny your application.
You can get an instant decision on your loan application within minutes of filling out the form! Successful branch loan applications have a threshold limit of Ksh.70,000.
Branch App will also inform you of the repayment terms for your branch loan app: how much you need to pay in total and what installments are required over time.
If approval is granted, the branch will send money directly to Mpesa within minutes and then provide an instant text message confirming they’ve authorized the transfer. You’ll know immediately if it was approved or denied!
The entire process takes less than 30 seconds from start to finish. All they need is your name, phone number registered with Safaricom line, ID Number, and permission/consent for them to process your loan.

How To Repay Branch app loans via MPESA

  • Open mpesa menu
  • Select Lipa na mpesa
  • Choose Paybill
  • Select Enter Business Number ( Enter 998608 Branch International paybill number)
  • Select Enter Account Number ( Enter your mpesa phone number)
  • Enter amount to pay
  • Enter your mpesa pin ,confirm and send.

How To Contact Branch app Customer care 2022

Branch loan app is the leading loan app in Kenya giving quick loans via mpesa. 

Branch app customers can now contact customer care for assistance through: 
+254 711 995 555


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