Its every borrower's dream to see their loan limits increase. However, many don't know how to make it happen. HF Whizz app customers are also asking the same question. You are lucky if you landed on this post! Am going to reveal to you the tricks people use to grow their HF Whizz App loan limits but before that let's understand how HF Whizz App arrive at its lending decision.

How HF Whizz App Works 

HF Whizz app is uses automated computerized unique data that the app picks from your phone after your consent. The app uses data from your phone including handset details, financial transaction messages and loan repayment history among other data.

Ways To Improve Your HF Whizz App Loan Limit:

1) Save Regularly with The App 

Saving regularly increases your chances for higher loan limits with the app.

The app loan decision will be easy if you save regularly with the app.

2) Increase MPESA / HF Whizz Accounts activities

Make use of MPESA services such as Pay bills, send money etc. Active MPESA account attract larger loan limits. Move money from HF Whizz account and back ,pay bills via HF Whizz app. You will be surprised your loan limit will grow.

3) Take loans Regularly

Taking loans regularly builds trust for you, take loans and pay on time for an easy decision on lending. An active borrower will always unlock larger loan limits.

4) Excellent loan Repayment

Pay your HF Whizz app loans on time or even earlier then take other loans and repay again. HF Whizz app will automatically build trust with you if you continue taking loans and paying on time. In short time your loan limit will automatically increase.

5) Keep The App Installed on your Phone

Uninstalling the app regularly might result to lower loan limits as the app will not be able to make a proper lending decision as it relies on the informational data on your phone. Do not delete the app for it to increase your loan limit.


The above tricks works ,but its not a guarantee that the loan limit must increase. Sometimes external factors such as Government policies and pandemics can affect loan decision making.


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