Mshwari are loans available on Safaricom MPESA.
To access Mshwari loans one has to be a Safaricom MPESA subscriber and save regularly on the Mshwari wallet.
Today am going to share with you on how you can quickly increase the amount of loans you can get on Mshwari as follows:


Pay your Bills via MPESA

Many mobile carriers offer a wide range of mobile payment services e.g M-PESA, Lipa Na M-PESA etc
Ensure you frequently use these services whether buying airtime credit or paying for goods or services. Doing this enables you to leave behind transaction trails in the system database that proves that you actually use that particular service.

Do not delete mobile payment SMS messages

Whenever you receive or send money via any mobile payment service (Mpesa, Airtel Money, Orange Money etc) do NOT delete the messages.
This goes for when you purchase airtime or pay for goods and services via these platforms.


Earlier loan repayments

Make sure you clear any other mobile loans to avoid being listed negatively. 


Request for a loan occasionally

Requesting for a loan and making early repayments increases your digital footprint in their system, thereby increasing your credit worthiness thus providing you access to a much larger loan amount in the future.


Save Regularly

Saving regularly on your Mshwari account will definitely increase the limit of your Mshwari loans. The more your save the higher the loan limit.


Try these few tricks and thank me later!!


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