In Kenya getting a loan has become as simple as dialling some codes on your phone anytime from wherever you are and money is credited to your bank account ,MPESA account or Airtel money account. Before this ,it was difficulty for one to get loans online, you had to visit the financial institutions in person for you to access loans. 

For this post I have compiled a list of USSD loan codes for various financial institutions in Kenya for you as follows: 

Loan apps 

  • Zenka *841#
  • HF Whizz *618#
  • PesaPap *325#
  • Timiza *848#
  • Fuliza MPESA *234#
  • VOOMA *844# 
  • Bayes *879*99# 
  • Airtel Kopa cash *222# 
  • Airtel Express *222#  
  • HELB app *642#

Banks 

  • Equity bank *247#
  • KCB bank *522#
  • Co-op bank *667#
  • Family bank *325#
  • DTB bank *382#
  • National bank *625# 
  • Post bank *498# 

Saccos 

  • Stima Sacco *489#
  • Police Sacco *654# 
  • Mwalimu National Sacco *633# 

Microfinances 

  • Kwft *378#
  • Faulu *339#
  • Musoni *279#
  • Rafiki *366# 
  • Platinum Credit *619#
  • Premier Credit *241# 
To access the loans dial the USSD codes on your phone to register and apply for the loans. However, most USSD codes are compatible with Safaricom MPESA.




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