AsapKash app is a new instant loan app by Joyot Technology Ltd  that gives Kenyans loans ranging from kes 500 up to kes 50,000. The loans are directly deposited to MPESA account of the applicant. To be eligible, one must be a Kenyan who is above 18 years old and a holder of National ID and be a Safaricom MPESA subscriber. The app offer loans at an interest rate of 0.05% per day up to 18% p.a.

Asapkash Loan App Summary Table

Asapkash App DownloadParticulars
Loan AmountKsh 500 - 50,000
Interest Rate0.05% per day to 18% per p.a
Repayment Period91-365 days
Paybill number4047993
Phone number+254 769 767 096

To download Asap Kash app ,visit Google playstore and search for Asap Kash app, click on it to download and install , register with the app and start to apply for loans. Download it Here

How To Repay AsapKash loans via MPESA

Asap Kash loans can be repaid within the app, or you use Paybill to repay the loans as follows:

Open MPESA menu

Select Lipa na MPESA


Select Enter Business Number ( Enter 4047993 Paybill for Asap Kash app)

For Account number ( Enter your MPESA number)

Enter amount to repay

Enter your MPESA pin Confirm and send.

You will receive confirmation messages from both MPESA and Asap Kash( Joyot Technology ltd)

How To contact Asap Kash loans customer Care 

Contact Asap kash app customer service via

 +254 20 790 3179 

+254 769 767 096 


Or visit their Office located at 7th Floor FCB Mihrab Lenana Rd Nairobi Kenya. 

N/B From the Google playstore reviews for this loan app, shows that the app provide loans but people are complaining that the app is slow and charges very high interest for the loans. However if you feel comfortable with that you can go ahead and download the app and try your luck! 

Other Hot Loan Apps 2022

Credit Hela app

Loanpesa app 

CreditMoja app 

Apesa app

DirectCash app

Asapkash app



  1. How long does your loan take to come on your account ....I applied but it's 1hr already but no messages has come ......

  2. Very poor service customer service

  3. Haven't received an cash yet 12hrs after approval

  4. I have fongotten my account plz how shall I do

  5. Hello why you disbursing money after approval


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