Ardhi Sacco is a leading Sacco in Kenya that provide banking services to its members to their satisfaction. Ardhi sacco also offer digital services to its members including the use of USSD code to access their accounts via Mobile phones Paybill number for MPESA deposit to their bank accounts.

Ardhi Sacco USSD code

The Ardhi Sacco USSD code is *879# , Through this code members are able to access their Ardhi Sacco accounts for balance enquiries, withdraw or transfer funds.

Ardhi Sacco MPESA Paybill number

The MPESA Paybill number for Ardhi Sacco is 305750 , Through this Paybill number ,members are able to deposit funds into their Ardhi Sacco accounts via MPESA. 

Requirements To Join Ardhi Sacco

  • Two passport size photos
  • Copy of National ID
  • Membership card 
  • Pin Certificate
  • Pay membership fees ksh 500
  • Pay monthly contribution of kes 1500

Loans Available At Ardhi Sacco

Ardhi Sacco provide several loan types to its members including: 
Karibu loan, instant advance,salary advance, Discounting credit, development loan, school fees loan and emergency loans.

Ardhi Sacco ATM card charges kes 30 for withdrawal and 200 if withdrawal is made at any other ATMs. 

How To Contact Ardhi Sacco Customer care

Contact Ardhi Sacco customer care through: 
+254 722 209 851 
+254 735 337 725 
Email address: 


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