After the introduction of Digital Banking services in Kenya , most Kenyan Sacco members  can now access their Sacco digital services through their mobile phones.

Services such as Deposit, withdrawal, statements and loans can be accessed through their mobile phones using unique USSD codes and PINS provided by the saccos.

Each sacco has got a unique USSD code and Paybill numbers for the services.

The USSD codes and Paybil Numbers for the Top Saccos in Kenya are as follows:
  • Police sacco - USSD code: *346# Paybil no : 169500
  • Stima Sacco -USSD code :*489# Paybil no: 523500
  • Safaricom Sacco USSD code: *345# Paybil no:505100
  • Mwalimu National Sacco USSD code:*286# Paybil :572645
  • Imarika Sacco USSD code: *645# Paybil no: 802200
  • Magereza Sacco USSD code:*346# Paybil no: 173877
  • Faulu Kenya USSD code: *339# Paybil no: 328585 
  • Kwft USSD code : *859# Paybil no: 101200
  • Afya Sacco USSD code: *667# Paybil no: 570200
  • Bandari Sacco USSD code: *346# Paybil no: 146320 
  • Unitas USSD code : *493# Paybil no: 544700
  • Harambee Sacco USSD code: *346# Paybil no: 525200
  • Ufanisi Sacco USSD code: *346# Paybil no: 979150 
  • Hazina Sacco USSD code : *850# Paybil no: 850436
  • K-Unity Sacco USSD code: *425# Paybil no: 832250 
  • Maisha Bora Sacco USSD code: *346# Paybil no :600110
  • Mhasibu Sacco USSD code: *346# Paybil no: 540700
  • Kimsitu Sacco USSD code: *346# Paybil no: 911200
However members have to register for the mobile services and receive a pin for them to be able to access the mobile services.
Contact the specific sacco for personal information and clarifications.








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