Kenya Commercial Bank (KCB) offer Unsecured personal loans to individuals to meet their personal needs without any collateral or security deposit. The loans are made available to any one who meets the minimum requirements for the loans.

Benefits / Features of KCB Unsecured Personal Loans 

  • The loans does not require any secure deposit or collateral
  • The loans are open to both employed and self-employed individuals
  • Self-employed individuals must have a regular steady income 
  • The loans have longer repayment periods up to 4 years.
  • The loan given ranges from kshs 20,000 to 4 million.

Requirements For KCB Unsecured Personal Loans 

  • Original and copy of National ID or passport
  • Must have an account with KCB bank not less than 3 months old.
  • Latest 3 Original payslips ( Where applicable)
  • Employment card ( where applicable)
  • Proof of income for self-employed individuals

KCB Unsecured Personal Loans Interest Rates,Repayment period fees 

KCB Unsecured personal loans have up to a maximum of 48 months loan repayment period.
Interest rate charged on KCB Unsecured personal loans is 13% pa with a negotiation fee of 2.5% of the loan

KCB Unsecured Personal Loans Customer Care contacts. 

To apply for the loans or for clarification, one can contact KBC customer service through:
Cell +254 711 087 000/ 732 187 000


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